ﺧﻄﺮﻫﺎی ﻣﺸﻤﻮﻝ ﺑﯿﻤﻪ 
Included loss

ﺧﻄﺮﻫﺎﯾﯽ ﻣﺸﻤﻮﻝ ﺑﯿﻤﻪ ﺍﺳﺖ ﮐﻪ ﺑﻪ ﺻﻮﺭﺕ ﭘﻮﺷﺸﻬﺎی ﺍﺻﻠﯽ ﯾﺎ ﺍﻟﺤﺎﻗﯽ ﺗﺄﻣﯿﻦ ﻣﯽﺷﻮﻧﺪ.