ﺯﯾﺎﻧﻬﺎی ﺍﺳﺘﺜﻨﺎ ﺷﺪﻩ Excluded loss
ﺯﯾﺎﻧﻬﺎﯾﯽ ﮐﻪ ﺑﻪ ﻣﻮﺟﺐ ﻗﺮﺍﺭﺩﺍﺩ ﺑﯿﻤﻪ ﺍﺯ ﺷﻤﻮﻝ ﺗﻌﻬﺪﺍﺕ ﺑﯿﻤﻪﮔﺮ ﺧﺎﺭﺝ ﺍﺳﺖ.