ﻏﺮﺍﻣﺖ Indemnity
ﺑﻪ ﻣﻔﻬﻮﻡ ﻗﺮﺍﺭ ﺩﺍﺩﻥ ﺑﯿﻤﻪﮔﺰﺍﺭ ﺩﺭ ﺷﺮﺍﯾﻂ ﻗﺒﻞ ﺍﺯ ﺗﺤﻘﻖ ﺧﻄﺮ ﺍﺯ ﻧﻈﺮ ﻣﺎﻟﯽ ﺍﺳﺖ. ﺍﯾﻦ ﺗﻌﺮﯾﻒ ﺩﺭ ﺣﻘﯿﻘﺖ ﻣﻔﻬﻮﻡ ﻋﻤﻠﯽ ﺑﯿﻤﻪ و ﻋﻠﺖ وﺟﻮﺩی ﻗﺮﺍﺭﺩﺍﺩﻫﺎی ﺑﯿﻤﻪ ﺍﺳﺖ.